Payment Options
For your convenience, we accept cash, personal checks and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.
Insurance
As a service to our patients, our Chesterfield family dental practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network. We are not part of any managed care network. Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.
The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.
Financing
As a service to our patients, we are pleased to be a participating provider of the Citi Health Card. With a Citi Health Card you can get the smile you've always wanted.
After your visit to our office, upon request we will develop a treatment plan tailored to your specific dental needs. Only after your course of treatment has been planned should you apply for financing. Doing so sooner could mean that the fee plan you negotiate will not cover your entire treatment. Once your treatment plan has been finalized, you may get financing through either of the plans listed below.:
A Citi Health Card can provide you with an affordable alternative when paying for comprehensive dental treatment. With a Citi Health Card you can find a payment plan that fits your individual needs and financial circumstances.
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Flexible Payment Plans on qualified purchases and revolving credit option at participating providers (see your provider for details)
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Low monthly payments and no pre-payment penalties
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No down payment required
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Separate account for health care expenses keeps other credit available for personal use
It only takes a few minutes to apply for the Citi Health Card and you may receive an online decision in seconds! For more information or to apply now, just click on the link below.
